2024 Results: Achievements and Contribution of Doscredobank to the Development of Kyrgyzstan

2024 was a year of significant achievements, growth, and innovation for Doscredobank. We not only strengthened our position in the financial market but also made an active contribution to society through social initiatives and the introduction of modern products. Let's sum up the successful year.

ESG Report: Our Path to a Sustainable Future

A key milestone was the release of our first ESG report, reflecting our commitment to environmental, social, and corporate responsibility principles. This report serves as both a transparency tool and a demonstration of our mission—contributing to a sustainable future for Kyrgyzstan.

Launch of SIMBANK App

In 2024, Doscredobank made an important step in digital transformation with the launch of the SIMBANK mobile app and a stylish black credit card.

The app offers customers:

- A credit limit of up to 200,000 KGS—additional funds always at hand.
- A grace period of up to 62 days—use of credit funds without overpayment.
- Cashback up to 20% on purchases—refunds to the card starting from 250 KGS.
- Application processing in just 3 minutes with free delivery or in-branch pickup.

SIMBANK and the card give customers new opportunities for easy financial management, advantageous purchases, and features such as Shake to Pay, splitting bills, and spending schedules.

Branch Network Expansion

Continuing our strategy of accessibility, we opened three new savings offices:

- Kurshab (Osh region)
- SK Dastan City (Bishkek)
- Jalal-Abad

The network expansion allows us to be closer to our customers and provide high-quality services to residents of regions.

Social Initiatives: Support and Care

We actively participate in charity projects, supporting the population at all levels:

- Assistance to veterans on Victory Day, May 9th.
- Distribution of dates and water during Orozo Ait and Kurman Ait.
- Celebrating International Women's Day on March 8th across all branches.
- Assistance to rural kindergartens on the high-mountainous Kara-Suu village.
- Organizing a chess tournament for children with cancer.

Financial Literacy and Customer Protection

An important initiative was the financial literacy week for students, which covered educational institutions nationwide. In parallel, we conducted a large-scale information campaign on fraud protection, ensuring our customers have the knowledge to use our services safely.

Attractive Deposit Programs

Our deposit products in 2024 became a symbol of reliability and stability:

- "Bay Bol +" with an interest rate of 14%.
- "Bay Bol" in rubles and soms.

These programs remain among the most popular due to their attractive terms and high returns.

International Cooperation and New Horizons

To strengthen international ties, meetings were organized in China and Rome, opening new opportunities for customers and partners.

2024 was an important stage in our journey toward our goals. We thank everyone who supported us this year and look forward to the future with optimism. New horizons and achievements await us.

Doscredobank — Together to New Heights!